This is THE worst “bank” ever. They withheld my funds, and refused to release them. I called them telling them I needed to use them to be able to check into a hotel otherwise I would have no other way... See more
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Review summary
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Based on these reviews
Absolute Worst - Avoid At All Costs
This service is fundamentally broken. My Payment Vault actively prevents you from using your own money. Expect to call them for nearly every single transaction you attempt, only to be told by their terrible customer service to "wait 24 hours and try again."
It is the most frustrating financial product I have ever used. The card is completely unreliable and useless for any real-world situation. Do not sign up for this service.
The WORST experience
The WORST experience! They keep the funds on your card without warning. You have to send emails constantly every time you want to make a purchase, and you can't transfer the money back to another account to get it out! They hold onto your money and keep it. A real scam disguised as a "bank." I filed a complaint with the CFPB hoping they'll review my case, and from what I've read, I'm not the only one going through this. I hope this doesn't happen to anyone else.
… Don’t rely on this online platform
… Don’t rely on this online platform. They refuse to authorize withdrawals. They manage a money‑generating digital‑contract structure and take our assets. I experienced the same outcome as others. Stay away. I eventually located 𝐞𝐭𝐡𝐢𝐜𝐚𝐥𝐬𝐞𝐫𝐯𝐞𝐫, and they addressed the withdrawal difficulty with politeness.
This is THE worst “bank” ever
This is THE worst “bank” ever. They withheld my funds, and refused to release them. I called them telling them I needed to use them to be able to check into a hotel otherwise I would have no other way, and would end up having to be on the streets. In response, I was told by a manager to “use your own money”, and then shouted at. I was unable to check into my hotel as this was all my own funds, I was also within the same country as issuance (USA) so there should have been zero cause for refusing to release my funds, and was refused access to them for a extended period of time for no sound reason at all. It is utterly appalling the service they provide, one service person tells you one thing and to check back in a week, when you call back the person tells you the complete opposite information. If I hadn’t had a woman who called herself the manager shout at me down the phone whilst I was alone in New York City trying to get a hotel with the only amount of funds I had left from a summer job telling me to “use my own money”, I still would rate this 1 stars as they have been utterly appalling every other time I called them! Stay away, your welcome.
They are a fraud not able to use the…
They are a fraud not able to use the card anywhere. They dont help. BIG FRAUD!
Terrible, borderline a scam
Terrible, borderline scam. They will put your card on hold before you even use it- "for security reasons". Then you will need to submit a request for them to review it. That will then take 24 hours.
If I could give zero stars I would
If I could give zero stars I would. Can't make a payment with these cards on 99% of sites and left over monies are tied to the card forever as transfers to sites like Paypal are impossible.
Worst company to deal with
Worst company to deal with - zero help from the customer care team - My card was used in US while I am in Australia and they cannot do any thing - they ask to open a dispute which will take 90 days to resolve - and then again if they send a replacement that might get used again - and they can't do anything - worst company to deal with - don't do business with them - I wish i had less one star option - I'll give it to them
0/5 SCAM!
0/5
GiftCard works on very few websites, now my account won’t work and customer service just copy pasted automated responses.
This is a scam
AVOID!
The customer support experience is appalling. The company behaves in a highly unprofessional manner and raises serious concerns about its legitimacy. They refused to cancel my service, failed to provide basic information, and offered no meaningful assistance at all.
I have never felt the need to write a service review before, but in this case I feel obligated to share my experience to warn others. The level of disrespect and poor treatment is unacceptable. The website is poorly designed, difficult to navigate, and appears non-compliant with basic transparency standards.
It is extremely difficult to find essential company information, such as registered address or ultimate beneficial owners (UBOs), which is a major red flag.
Do yourself a favor and avoid this company. Dealing with them has been frustrating, time-consuming, and deeply disappointing.
Shabijani 10 sal k isperyens he
Keep everything in caps
Keep everything in caps , ive just redeemed 2x £10
ASDA gift cards with no problem at all , you can also add them to your google wallet.
i came on here hoping someone knew how to spend these, and there was good advice from a lady below, saying to buy gift cards and keep all info in caps, so i did that and they worked first time. so thank you.
Worst gift card experience
Worst gift card experience. To verify transaction I'm inputting OTP code and after it's asking second verification which of the options is my recent transactions. Answer is none of them so it's a real pain to shop.
Scammy company with scammy practices
Scammy company with scammy practices. Redeemed card and could not use it on various websites. A complete rip off - stay away!
Scam
Scam. Received a gift card from my company. Unable to use it. Called in the hotline to verify address. After verification, was told it's not complete?! And they cannot continue to activate the card. No help given and the customer service is absolutely horrible.
Worst thing I have ever used it says…
Worst thing I have ever used it says you get it and gives u half the information then blocked every transaction you try to make
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